Credit Union Trust has appointed a new Board Chair and added two new members to its Board of Directors. The appointments include:

• Jessica Hillborg, Board Chair (Frankenmuth Credit Union, VP of Administration)
• Heather Luciani, Board Member (Honor Credit Union, Chief Strategy Officer)
• Kelli Wisner-Frank (Community Choice Credit Union, Chief Financial Officer)

“Jessica has been a valuable member of the board of directors since Credit Union Trust was founded, and is a highly engaged leader,” said Jordan Summers, President and CEO of Credit Union Trust. “Her deep experience in compliance and operations has been particularly valuable and we will benefit greatly from her expanded leadership.”

“I am honored to serve in this expanded role,” said Hillborg. “The value and growth of this organization is noteworthy, and my goal is to contribute to the expanded impact of its services on more members of the Michigan community.”

Hillborg also welcomed Luciani and Wisner-Frank to the board. “They bring significant and valuable experience and are well respected in the industry,” said Hillborg. “I look forward to the perspective they bring to the Board as Credit Union Trust continues to grow.”

I am thrilled to join the Board of Directors of Credit Union Trust,” said Luciani. “The leadership, vision, and entrepreneurial spirit of this group has created an organization that provides critical solutions to our members and communities. I look forward to contributing to our next phase of growth and expansion.”

“Credit Union Trust’s board and management have laid a great foundation,” said Wisner-Frank. “I am looking forward to contributing to the future growth and success of the company.”

Luciani and Wisner-Frank replace the CEOs from their respective credit unions, who were part of the initial board formed in 2018 that helped launch Credit Union Trust. 

Credit Union Trust is a limited purpose trust bank established in 2019 by seven Michigan credit unions to provide reasonable, reliable, and accessible trust and fiduciary services to a broader range of people—helping them protect assets, build desired legacies, and enjoy peace of mind.

Jessica Hillborg


Hillborg serves as Vice President, Administration for Frankenmuth Credit Union. She heads up the compliance and fraud, audit, legal, asset recovery, investment and trust services areas at the credit union.

A graduate of Northwood University, with a Bachelor’s in Management, Hillborg also holds the Credit Union National Association’s (CUNA) Credit Union Certified Executive certification through the University of Wisconsin School of Business, as well as a BSA and Compliance certification through CUNA and the Certified Anti-Money Laundering Specialist designation from ACAMS.

Heather Luciani


Luciani has more than 20 years’ experience in the credit union industry. She  was recently recognized as Professional of the Year by Michigan Credit Union League (MCUL) for her leadership and accomplishments within the credit union industry, particularly within Michigan.

Prior to joining Honor Credit Union, Luciani served as Chief Executive Officer (CEO) at Marshall Community Credit Union (MCCU) for 11 years. She is also the Chair of the Michigan Credit Union League Board of Directors, Vice Chair of PAC Trustees, and Director of CU Solutions Group.

Kelli Wisner-Frank


Wisner-Frank joined Community Choice Credit Union in 2001. She serves as the Chief Financial Officer. Wisner-Frank received the Credit Union Times Trailblazer CFO of the Year award in 2015.

She also serves on the board of directors for Member First Mortgage, Commercial Alliance, and Michigan Credit Union League. She also holds an executive position with the Oakland County Chapter of Credit Unions.