As a fiduciary, CU Trust is bound both legally and ethically to act in our clients’ best interests. We take that responsibility very seriously. You benefit from our informed, yet unbiased, approach and a process that transforms your legacy into an investment road map that best suits you and your family.
Our services are designed to create, protect, and maximize wealth for individuals and their families. We also offer investment management solutions for foundations, not-for-profits, and other community-based entities.
If clients have existing relationships with wealth investment advisors, we have the flexibility to provide fiduciary support without competition or confusion. When an individual or family requires additional investment support or resources, we are available to offer guidance and oversight as needed.
Clients benefit from a structured process that results in an Investment Policy Statement (IPS) tied to specific investment objectives. This allows us to direct or oversee the plan based on your specified wishes and best interests.
Our carefully selected and nationally recognized independent investment managers give us the ability to approach a client’s objectives in an unbiased manner. These investment manager relationships also allow us to provide a broader range of solutions.
To ensure appropriate oversight, a Trust & Investment Committee monitors and oversees the advisor selection and investment performance for all assets, including equity, fixed income, asset allocation, and alternative assets. In addition, all client accounts are continually monitored and regularly reviewed.
How do you build an investment plan that serves as a true roadmap for your legacy? Our thoughtful approach ensures that your wishes are appropriately represented and regularly monitored.
Clients benefit from our depth of experience, matched by a belief in a different and better way. Our caring professionals take the time to share information and ask questions. We are more flexible on minimum asset levels than traditional trust banks, allowing us to help more individuals and organizations in our community.
We never lose sight of what matters most to you.
We believe that clarity and communication are vital in our relationship as your trusted advisor. Whether we are assisting you with your investment and/or your estate plan, we are “part of the family.”
All client/investment accounts undergo a thorough review—at least once a year.
Our Investment Team is located in Michigan and available to discuss investments and portfolios personally with CU Trust clients.
We encourage collective communication—ensuring that goals are clear and actions are in the client’s best interests.
