Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site.

# Credit Union Trust

## Sitemaps

- [XML Sitemap](https://www.credituniontrust.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Victor's family wants to be sure he's in good hands.](https://www.credituniontrust.com/victors-family-wants-to-be-sure-hes-in-good-hands/) - Victor lives alone in Michigan. His nephews, who live in California, are worried that his caregiver is taking control of Victor's money and his life. We can help Victor's family implement a plan that manages his money, pays his bills, and protects his interest.

## Pages

- [Home](https://www.credituniontrust.com/) - Discover valuable CU Trust, a trust bank focused on protecting assets & family harmony. Also a valuable partner for estate plan attorneys & investment advisors.
- [Bio - Landis](https://www.credituniontrust.com/bio-landis/) - John Landis Vice President, Director of Business Development Email John "We have a compelling story to tell, with our success built around the clients and partners we serve." John Landis brings more than 40 years of banking, trust, and wealth management experience to the CU Trust team. His executive experience in the banking industry includes
- [Client Stories for Prospect & Attorney Newsletter](https://www.credituniontrust.com/client-stories/) - Navigating complexity with confidence. CU Trust is here to help clients and their families expertly navigate unique wealth management and estate planning situations. These recent real-life stories demonstrate our ability to handle a wide range of complex family situations and may help you consider your own need for a solid plan and a professional trustee
- [Bio - Welch](https://www.credituniontrust.com/bio-welch/) - James Welch Vice President, Senior Trust Advisor Email Jim "At CU Trust, everyone is treated with great respect and dignity."​ Jim has more than 25 years of experience in personal trust administration and probate & estate settlement. He is also extremely knowledgeable about the western Michigan market, having lived in St. Joseph for more than
- [Trust & Estate Administration​](https://www.credituniontrust.com/trust-estate-administration/) - Trust & Estate Administration Whether handling distributions, managing real estate and other special assets, or communicating with interested parties, CU Trust combines a high level of trust administration expertise with professional, caring service. We are in the ‘peace of mind’ business. A plan for tomorrow, so you can focus on today. A key part of
- [Advisors](https://www.credituniontrust.com/advisors/) - A Trusted Partner for Advisors Credit Union Trust is uniquely suited to support wealth & investment advisors. We provide trustee services and fiduciary protection for your clients, while you maintain the investment and advisor relationships. Let's talk about your needs. Name Email Message Send Benefit from an expert resource. Having a trusted fiduciary resource like
- [Education & Resources](https://www.credituniontrust.com/education-and-resources/) - Education & Resources Learn more about wills, trusts, estate planning, and how to select representatives that will best serve your interests and needs. Our goal is to help more people make informed life decisions that give them more control and bring increased peace of mind. Understand what a skilled trust partner can do for you.
- [Individuals & Families](https://www.credituniontrust.com/individuals-families/) - For you and your legacy When it comes to managing your life and your plan, consider a partner like CU Trust. Our team offers friendly, personal service and decades of professional trust, estate planning, and asset management experience to help you manage the important details of your life. How may we help you? Change your
- [Real Estate and Your Estate Plan](https://www.credituniontrust.com/real-estate-and-your-estate-plan/) - By: Randall A. Denha, J.D., LL.M Real estate and your estate Bank accounts, life insurance, investments, furniture, jewelry, art and collectibles are among the many assets to consider when planning your estate. However, real estate may be among the most valuable and complex assets to consider. Real estate not only encompasses a primary residence, but
- [Why A Professional Trustee](https://www.credituniontrust.com/why-a-professional-trustee/) - Choosing the right trustee When it comes to planning for the future, there is a decision to be made that is just as important, if not more important, than who gets what. That decision? Who you will select to represent your interests, maximize and protect your assets, and distribute everything according to your wishes. That’s
- [Your Investment Journey through Uncertainty](https://www.credituniontrust.com/your-investment-journey/) - Your investment journey through uncertainty “Uncertainty” has been a common theme for the past few years. We encourage individuals and families to take control of what they can—ensuring that they have a solid plan in place for their future—despite being surrounded by things they can’t control. Now, let's focus on this same theme specifically related
- [Why You Should “Staff” Your Estate Plan Like A Business](https://www.credituniontrust.com/staff-your-estate-plan-like-a-business/) - By: Susan Goodkind Wideman, J.D. Why you should "staff" your estate plan like a business If you are a business professional, you understand the challenging process of hiring the best employees to build your team and support your goals. The process starts with recognizing where help is needed and identifying what needs to be done.
- [For Advisors: Legacy Planning for your Clients](https://www.credituniontrust.com/advisors-legacyplanningforyourclients/) - For Advisors How to support the next generation—while also supporting your practice. Many advisors are noticing an increase in conversations about next generation planning. Key factors in this trend include aging clients with higher-than-expected net worth and the current media coverage of the upcoming Tax Act expiration and its implications.As an advisor, you focus on
- [Helping your Philanthropic Clients Preserve their Legacy](https://www.credituniontrust.com/philanthropy/) - For Advisors Helping your philanthropic clients preserve their legacy Your client has done the hard work: they have assembled the funds and committed to a field of interest. They are passionate—and prepared to make a difference. Now, let’s consider the next important question: Are they—and their interests—protected?For individuals and families who have the means and
- [A Status Check on your Planning](https://www.credituniontrust.com/personal-checklist/) - Planning: Your personal checklist Let’s start with a realistic assessment of where you are in building a solid estate plan. Use this checklist to assess your progress and plan for your important next steps. A. Identify and gather the following:____ The most recent copy of wills and/or trusts____ Up-to-date list of all assets, including real
- [Building Your Team](https://www.credituniontrust.com/building-your-team/) - Building a trusted team If you are just getting started on your own estate plan and are unsure where to begin, don’t worry. We are here to help prepare you for the process. Confused about the roles people play in building your plan?Learn more about the possible participants, along with their roles and responsibilities.Unsure about
- [Attorneys: Recommended Language for Trust Documents](https://www.credituniontrust.com/attorneys-language-trust-documents/) - For Attorneys Recommended language for trust documents Credit Union Trust desires that drafting attorneys consider adding provisions in their documents like those below when drafting new agreements or making substantial changes in their client’s documents.* Our correct name is: Credit Union Trust, or Credit Union Trust, a Michigan Bank with its headquarters located at 570
- [Achieve Goals](https://www.credituniontrust.com/achieve-goals/) - Achieve your goals At Credit Union Trust, we specialize in helping people plan their financial future. Owned by Michigan credit unions, we bring a sense of community and years of expertise to every meeting. Whether we talk by phone, in a virtual meeting, or face-to-face, we look forward to discussing your current—and future—situation. If you
- [Addressing Myths and Misconceptions](https://www.credituniontrust.com/mythbuster/) - Plan your future with confidence. Let us help you separate truth from fiction with our Myths and Misconceptions Guide. Complete this form to download a copy. You’ll learn the truth about 10 myths and read a few true stories that may help you avoid making similar mistakes with your own estate plan.Get answers for these and
- [About Us](https://www.credituniontrust.com/about-us/) - Welcome to CU Trust We help individuals and families grow, protect, and preserve what matters most. Our trust and estate planning services are designed to protect your legacy and provide valuable peace of mind. Building on a legacy of service. CU Trust was originally founded by a group of credit unions who believe in putting
- [FIs](https://www.credituniontrust.com/fis/) - Banks & Credit Unions Partnering with us to offer trust and estate planning services benefits your members/customers and your organization. We are in the “peace of mind” business, helping people grow, protect, and direct their assets, and protecting their legacies—both during their lifetime and after they are gone. Choose your partnership level We respect the
- [Partners](https://www.credituniontrust.com/partners/) - A partner for your success Attorneys Benefit from a trust bank that enhances your success Advisors We are uniquely suited to support you and your clients Financial Institutions Expand the services you offer to members/customers An approach that supports your clients and your business. We respect your professional services and your existing relationships.At the same
- [Investment Solutions](https://www.credituniontrust.com/investment-solutions/) - Investment Solutions As a fiduciary, CU Trust is bound both legally and ethically to act in our clients’ best interests. We take that responsibility very seriously. You benefit from our informed, yet unbiased, approach and a process that transforms your legacy into an investment road map that best suits you and your loved ones. Keeping
- [Contact Us](https://www.credituniontrust.com/contact-us/) - Contact Us We are proud to call Michigan home. Our team is available for virtual and in-person meetings throughout the state and beyond, including at the offices of our financial partners. We can schedule a meeting that is convenient for you. Let us know how we can help. Request information or an appointment. InstagramThis field
- [Attorneys](https://www.credituniontrust.com/attorneys/) - A Trusted Partner for Attorneys CU Trust is uniquely suited to support trust and estate attorneys. We provide trustee services and fiduciary protection for your clients—supporting your efforts, expanding your resources, and increasing your value. Let's talk about your needs. Name Email Message Send Benefit from an expert resource We are a bright spot in
- [Valuable Ways to Control Your Future](https://www.credituniontrust.com/valuable-ways-to-control-your-future/) - When so many facets of life seem to be out of our control, it’s useful to take time to look at the items we can control. Below are a few recommendations from Randall Denha, Esq., an estate planning attorney in Birmingham, Michigan and member of the Credit Union Trust board of directors.For most people, estate
- [Interested in Joining the CU Trust Team?](https://www.credituniontrust.com/careers/) - Credit Union Trust marries the entrepreneurial spirit of a growing company with the value of an experienced and talented team—one that is well-prepared to manage professional partnerships and serve as a trusted advisor for clients and estates of all sizes. Founded by several forward-thinking credit unions who saw that their members needed—and deserved—trust services delivered
- [Privacy Policy 2025](https://www.credituniontrust.com/privacy-policy-2025/) - Privacy Policy Rev. September 25, 2019 What does Credit Union Trust do with your personal information? Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
- [Disclosure 2025](https://www.credituniontrust.com/disclosure-2025/) - Important Disclosure Information Credit Union Trust does not guarantee investment results in its fiduciary accounts. Where non-deposit investment products are used, such investment products are not insured, are not deposits or other obligations of Credit Union Trust and are not guaranteed by Credit Union Trust, and are subject to investment risks, including possible loss of
- [Trust is a powerful thing](https://www.credituniontrust.com/trust-powerful-thing/) - Trust is a very powerful thing. If you are facing unexpected life events and family changes, it may be time to revisit your current trust or estate plan.Do you have the right trustee? Are your investments being actively managed? Are you receiving the level of support or service that you deserve?Access valuable guidance from an
- [Succession: Helping with your own plan](https://www.credituniontrust.com/succession-helping-with-your-own-plan/) - If you have served as a trustee for clients and are now looking to retire from that work—or at least reduce your responsibilities—consider how CU Trust might help.CU Trust has several options that may help you transition that business in the way you prefer. Depending on your wishes, CU Trust could be appointed as an
- [Market Commentary - April 7, 2025](https://www.credituniontrust.com/market-commentary-2025/) - Tariff Summary Last Wednesday, the Trump administration unveiled a set of tariffs on most U.S. trading partners that was more aggressive than most market participants expected. A 10% baseline levy was imposed on almost all trading partners that went into effect over the weekend, with Mexico and Canada excluded but still subject to previously announced
- [David Benedetto Appointed Chief Fiduciary Officer](https://www.credituniontrust.com/benedetto-chief-fiduciary-officer/) - FARMINGTON HILLS, MI – April 15, 2024 Continuing to grow its trust and fiduciary business throughout Michigan and beyond, Credit Union Trust has expanded its trust team with the addition of David Benedetto as EVP, Chief Fiduciary Officer.An experienced trust advisor and manager, Dave oversees the management and administration of trusts, estates, investment agency, and
- [Credit Union Trust Mourns the Loss of Robert Sajdak, Founding President & CEO](https://www.credituniontrust.com/robert-sajdak-news/) - Robert A. (Bob) Sajdak, a resident of Clarkston and a nationally respected leader in the trust industry, passed away on December 7, 2021. The announcement was made by his family. Bob came out of retirement to help found Credit Union Trust in 2018 and guided the organization through its successful launch before retiring this past
- [CU Trust: An Original](https://www.credituniontrust.com/original/) - While planning our first Open House (to celebrate five years of serving clients as well as our new Troy office), we wanted to offer an interesting activity for guests and employees.So, we decided to create an original work of art—together.With the help of talented local artist Kathleen McInerney, we created an image that represented who
- [Common scenarios that call for a professional trustee](https://www.credituniontrust.com/common-scenarios-that-call-for-a-professional-trustee/) - While many individuals don’t need a professional trustee, some do. For those involved in creating or updating trusts, it’s worth considering whether a particular situation merits a different trustee decision, rather than just selecting a friend or family member. Common scenarios that call for a professional trustee include: Issues with an existing trustee Family members
- [Bio - Summers](https://www.credituniontrust.com/bio-summers/) - Jordan Summers President and CEO Email Jordan "We are uniquely positioned to assist individuals and families by delivering a full suite of trust solutions." Prior to joining Credit Union Trust as President and CEO, Jordan Summers served as Chief Fiduciary Officer and Market President for a Michigan-based regional bank.He is focused on leveraging the strong
- [Bio - Seski](https://www.credituniontrust.com/bio-seski-2/) - Mark J. Seski Senior Portfolio Strategy Consultant Email Mark "We become an advocate, not just a trusted advisor." Mark combines more than 30 years of portfolio management expertise with an impressive knowledge of tax strategies focused on maximizing client wealth. He has worked with many leading investment firms in the country, including Merrill Lynch Trust
- [Bio - Rendel](https://www.credituniontrust.com/bio-rendel-2/) - Gillian Rendel Vice President, Senior Trust Advisor Email Gillian "I am eager to contribute to further growth...through exemplary service to our clients." Gillian offers clients a unique and valuable mix of experience in several facets of estate planning, trust administration, and probate law. Prior to joining CU Trust, Gillian served as a Trust Advisor &
- [Bio - Rourke](https://www.credituniontrust.com/bio-rourke/) - Cathie Iott Rourke Vice President, Director of Marketing Email Cathie "Our team offers a wealth of knowledge, wrapped in compassion for the clients we serve." Cathie Iott Rourke serves as head of Marketing for CU Trust. Following an extensive career that included managing marketing efforts for a large regional bank, directing efforts for a local
- [Bio - Hamlin](https://www.credituniontrust.com/bio-hamlin-2/) - Anne Hamlin Vice President, Lead Client Service Associate Email Anne "It's rewarding to make our clients' lives easier." Anne Hamlin has more than 35 years of trust and wealth management experience from a range of top regional banks, including Comerica, Chemical, and JP Morgan Chase.She combines her wealth of knowledge with a service-focused approach when
- [Bio - Catalfio](https://www.credituniontrust.com/bio-catalfio/) - Jami Catalfio Vice President, Senior Trust Advisor Email Jami "I strongly believe in CU Trust's business model." Jami Catalfio offers nearly 20 years of valuable trust and wealth management experience. She joined Credit Union Trust after working for a top regional bank in Ann Arbor, San Diego, and Detroit.Catalfio is a National Trust School Graduate
- [Bio - Benedetto](https://www.credituniontrust.com/bio-benedetto/) - David A. Benedetto​ Executive Vice President, Chief Fiduciary Officer Email David "We have the enthusiasm and energy to make our mark as a valuable, respected player in the trust space."​ David Benedetto, an experienced trust advisor and manager, serves as CU Trust’s Chief Fiduciary Officer. He oversees the management and administration of trusts, estates, investment

## Elementor Header & Footer Builder

- [Landing](https://www.credituniontrust.com/elementor-hf/landing/) - Landing Page 877.730.6109
- [Sam Header Test](https://www.credituniontrust.com/elementor-hf/sam-header-test/)

## Banners

- [Celebrating Second Anniversary](https://www.credituniontrust.com/second-anniversary#new_tab)

## Services

- [Find<span> certainty </span>in times of uncertainty](/valuable-ways-to-control-your-future/) - Valuable control and protection for you and your family
- [Learn about our <span>Trust Services</span>](/trust-and-estate-planning/) - Have you considered the value of a professional trustee?
- [Attorneys: <span>Naming Documents</span>](/attorneys-language-trust-documents/) - Recommended language for naming Credit Union Trust in documents.

## Featured Services

- [Building Your Team](/building-your-team/) - It is important for you to have a team that has your best interests in mind. Do you and your team know what is expected of them? Let’s look at the make-up of the estate planning team and their responsibilities. Attorney: An individual, licensed by the state to prepare legal documents including: Wills, Trusts, Power
- [Investment Services](/investment-services/) - Choosing the right advisor is a critical first step in an investment strategy. It’s important to feel confident in your advisor and trust in their ability to serve you. Our relationship with nationally recognized investment managers provides our clients opportunities that are not available at other organizations. We believe that clarity and communication are vital

## Categories

- [Uncategorized](https://www.credituniontrust.com/category/uncategorized/)